Author Archives: rubyred

They think it’s all over…….

So finally, here we are with 13 months left officially to run on our IVA jumping up and down with joy. I still don’t think that it has quite sunk in yet but we have finished paying our monthly payment! … Continue reading

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So close but yet so far….

So, here we are again, still no further forward. I’ve said this so many times but I so wish that we had found this forum first before diving straight in and contacting the first company that looked ‘ok’. But when … Continue reading

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I’m still here

Well I have been quite quiet recently which is unusual for me. I do read the forum daily though We have finally had a response with regards to the variation meeting we have been asking for since November 2013 to … Continue reading

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The sound of silence

I’ve recently read a blog on here that has made me feel so sad, and has also got me thinking about the support that this forum gives to its members. If people ask for help there is always someone there … Continue reading

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January Blues

Well and truly settled into the January blues now – on the bright side it’s almost February, I am struggling to find something to look forward to, everything seems so bleak, I know there is an end and there are … Continue reading

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Highs and Lows

Happy New Year, I hope that 2014 is kind to you all. We had a lovely peaceful and relaxed Christmas and not a credit card in sight This New Year has got off to a bit of a mixed start … Continue reading

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Peace and goodwill to all!

I know that this is an IVA blog but I need to rant about something else and make as many people aware of this as I can. The nightmare Ruby dog was slowly being poisoned by a treat we were … Continue reading

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New Beginnings

So Mr Ruby has a new job. It is a weight off of our minds as being a contractor does come with risks. This is going to take a bit of juggling as he only needs to give one weeks … Continue reading

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All That Glitters…

Christmas shopping this weekend, can’t wait! We put money aside from allowances every month. Who needs a dentist, optician and a hairdresser anyway, the money is paid to a family member every month (so we are not tempted to dip … Continue reading

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Wishing my life away…..

Feeling a bit down this week and I don’t know why, well I do, but nothing major has happened, we are still plodding along. We saw all the extended family at the weekend and there was excited talk of next … Continue reading

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